Iseki, Hiroyuki, Alexander Demisch, Brian D. Taylor, and Allison C. Yoh. [[media:Evaluating_Smart_Cards.pdf|“Evaluating the Costs and Benefits of Transit Smart Cards.”]] 2008.
: This study examines the cost-benefit analysis strategies of three transit agencies prior to implementation of smart card systems for fare payment. It was produced through the University of California's PATH program, in cooperation with the State of California Business, Transportation, and Housing Agency, the California Department of Transportation, and the
United States Department of Transportation, Federal Highway Administration. The systems studied are the Metropolitan Transportation Commission (MTC) in the San Francisco Bay Area, the Los Angeles Country Metropolitan Transportation Authority (Metro), and the Southeastern Pennsylvania Transportation Authority (SEPTA).